Commercial Capital Bancorp, Inc.

Costa Mesa, CA.—June 29, 2004- Affant Communication, Inc., the premier managed communication solutions provider in Orange County, announces it has completed an AffantASAV (Affant Anti-Spam / Anti-Virus Solution) implementation protecting the e-mail network for Commercial Capital Bancorp, Inc. (NASDAQ: “CCBI”). The AffantASAV Solution provides protection to customer e-mail networks from Spam and Viruses. End-Users no longer have to weed through numerous spam messages or risk the exposure of an e-mail virus in their inbox. With the AffantASAV Solution, Affant’s managed appliance offers effective protection with no false-positive risks and minimal effort to the network administrator or end-user. With its tunable capabilities, AffantASAV makes Spam and Virus blocking a safe reality for business e-mail users.

During the first phase of implementing AffantASAV at Commercial Capital Bancorp, all spam was identified and tagged. With the use of a scoring system, final tuning was made and the network spam issue was eliminated. Constant updates from Affant’s 24x7 monitoring services to the AffantASAV appliance keep the system current with the ever-changing spam techniques bombarding the internet. Today, Commercial Capital Bancorp is 99.7% free of spam.

Chief Information Officer of Commercial Capital Bancorp, “We haven’t heard anyone complain about spam. Affant performed beyond our expectations and continues to do so.”

About Commercial Capital Bancorp, Inc. :
Commercial Capital Bancorp, Inc. has approximately $4.7 billion of total assets and $2.4 billion of deposits, without giving effect to purchase accounting adjustments. Commercial Capital Bank (the “Bank”) operates 19 banking offices located in Westlake Village (Ventura County), Tarzana, Baldwin Hills, Westchester, Hawthorne, Manhattan Beach, Gardena, Hermosa Beach, Torrance, Redondo Beach (Los Angeles County), Orange, Irvine (3), Rancho Santa Margarita (Orange County), Riverside (Riverside County), La Jolla, Del Mar and San Diego (San Diego County), and 12 lending offices, located in Sacramento, Corte Madera, Burlingame, Oakland, Woodland Hills, Encino, West Los Angeles, El Segundo, Tustin, Irvine, Riverside, and San Diego, California, with plans to open banking offices in Malibu, California in June 2004, Beverly Hills, California in August 2004 and Crystal Cove, California in early 2005. Commercial Capital Bancorp, Inc. was the 4th largest multi-family lender in California during the 12 months ended March 31, 2004 (source: Dataquick Information Systems) and the Bank was the fastest growing savings institution in California, based on percentage growth in total assets over the 36 months ended March 31, 2004 (source: www.fdic.gov).

About Affant Communication, Inc.
Established in 1995, Affant Communication, Inc. is a privately held company with the leading authority on security focused managed business communication solutions. Affant Communication engineering staff support client locations around the clock and worldwide. Services include Network Management with Full Time Monitoring and Maintenance, Network Security Solutions with Anti-Spam / Anti-Virus and Intrusion Prevention as well as IP Telephony Solutions and Video Technologies. For more information, visit www.affant.com or call 1-714-338-7100.

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